An issuing bank is the company that owns the credit or debit card that are issued to a customer. These banks send out the cards, manage account information for their customers, and more. Typically, the name of the bank appears at the top of the customer’s credit or debit card along with the company logo, and on the bank, there is usually information regarding methods of contacting that bank if the card gets lost or stolen. Some examples of popular issuing banks are Capital One and JP Morgan Chase. Sometimes, it can be hard to figure out who your issuing bank is, because many businesses have credit cards that bear their company name but don’t necessarily list the name of the bank that manages the card.